USE IT OR LOSE IT: Private Health Insurance Dental Benefits

by | Nov 26, 2024 | Health Insurance

use it or lose it private health insurance dental benefits

Did you know you may be about to LOSE your PRIVATE HEALTH INSURANCE DENTAL BENEFITS if they’re not used by 31 December?

We don’t want you to miss out on getting an appointment at My Local Dentists, so we’re sending this reminder now.

December is usually a very difficult month to book appointments, and our appointment slots are filling up fast.

Most private health insurance extra plans don’t let you carry over any unused benefits into the new year.

So, if you have dental benefits left, you’ll need to have the dental treatments done by the end of this year.

We look forward to seeing you at our Seven Hills dental clinic soon.

How We Can Help

Your Seven Hills dentist wants to make it easy to maximise your benefits. Whether you need a cleaning, filling, crown, or another dental procedure, our team is ready to help you complete it before the year ends.

Why act now?

  • December is one of the busiest months for dental clinics. Between holiday prep and the looming insurance deadline, appointment slots vanish quickly.
  • Avoid the rush and secure your preferred time by scheduling an appointment soon.
  • Take advantage of no-gap dental treatments (depending on your health fund policy) to save money while maintaining oral health.

Dental Insurance Tips!

Confirm your private health insurance provider to ensure you are on a calendar-year plan and learn what dental benefits you may still have.

We have compiled a comprehensive list of all the health insurance companies and when they reset! Please double-check with your health fund as well to be sure.

Free Dental Treatment for Kids

At the same time, you may have children eligible to receive free dental treatment through the Child Dental Benefit Schedule (CDBS). Book their appointment soon to ensure your children benefit from this valuable dental offering. It resets every two years!

LIST OF PRIVATE HEALTH INSURANCE FUNDS AND THEIR RESET DATES

Note: Please ALWAYS check with your health fund to be sure.

  • ACA Health January 1st
  • AHM July 1st
  • Apia January 1st
  • Australian Unity January 1st
  • Bupa January 1st
  • CBHS January 1st
  • CUA Health Limited January 1st
  • Defence Health Limited July 1st
  • Doctors Health Fund January 1st
  • Emergency Services Health January 1st
  • Frank January 1st
  • GMHBA January 1st
  • Grand United Corporate Health Policies reset every 12 months from the date of joining
  • HBA January 1st
  • HBF January 1st
  • HCF January 1st
  • Health Care Insurance January 1st
  • Health Partners January 1st
  • HIF January 1st
  • Latrobe Health January 1st
  • Medibank January 1st
  • Members Own January 1st
  • Mildura Health Fund January 1st
  • myOwn January 1st
  • Navy Health July 1st
  • nib – January 1st
  • Nurses & Midwives January 1st
  • onemedifund July 1st
  • Peoplecare July 1st
  • Phoenix Health Fund January 1st
  • Police Health January 1st
  • Qantas Health Insurance January 1st
  • Queensland Country Health Fund Based on when you joined
  • Reserve Bank Health Society January 1st
  • RT Health January 1st
  • St.LukesHealth January 1st
  • Teachers Health Fund January 1st
  • Territory Health Policies reset every 12 months from the date of joining
  • Transport Health January 1st
  • TUH January 1st
  • UniHealth January 1st
  • Westfund January 1st

Why Preventive Care Matters

Maintaining the appearance of your teeth is not the only benefit of routine dental examinations and cleanings. They are vital to your overall health, helping to prevent:

  • Cavities: Detect and treat early signs of decay before they worsen.
  • Gum Disease: Routine cleanings remove plaque buildup that could lead to gingivitis or periodontitis.
  • Tooth Loss: Addressing minor issues early can save you from major dental work later.

By taking advantage of your insurance benefits, you’re investing in your long-term health and avoiding unnecessary costs in the future.

Dental Insurance: Use It or Lose It!

If you are a member of a health fund and your dental cleaning and examination are past due, this is the time to take action.

Most dental insurance funds offer no-gap cleans once or twice a year; however, the advantages are not carried over to the following year. This implies that they are wasted if you do not use your benefits.

Plan until the end of December to ensure they receive the most reimbursements and have healthy smiles this year.

Contact your Seven Hills dentist today at (02) 8605 1696 or visit our website to book online.

We are located at Shop 55, (Ground Floor) Seven Hills Plaza, 224 Prospect Hwy, in Seven Hills.